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Business Lending

Small Business Loans that Work For You       

We are a nonprofit lender dedicated to small businesses. At the Entrepreneur Fund, we are your partner and a flexible lender that will work to find the best loan to meet your needs and goals.

What makes our lending different?

  • Customized approach: Loans are prepared and structured in partnership with you.
  • Your Partner: Lending can be overwhelming. When you work with EF you’ll be guided by a dedicated member of our team.
  • Not just a loan: In addition to capital, we provide a team, tools & knowledge to take you to the next level.
  • We are a nonprofit: As a mission-based lender your loan payment helps fuel our impact.

HOW WE LEND

Where others see risk, we see opportunity. In order to get you capital, we need to understand you and your business. The information we request will help us through this process. If you don't have certain documents or financials, we can help you find the best route or provide templates to create them.

Application

Application

Loan Processing

Loan Processing

Analysis

Analysis

Decision

Decision

Loan Closing

Loan Closing

Business Services

Business Services

1. Application

  • Invite applicant to online application
  • Upload documents to online platform
  • Credit Report
  • Application 100% complete
  • Loan officer assigned

2. Loan Processing

  • Analyze application
  • Confirm eligibility
  • Identify discrepancies
  • Verify borrower information
  • Obtain additional information, if needed
  • Site visit
  • Write up loan request narrative

3. Analysis

  • Analyze income
  • Analyze historical performance
  • Break even analysis
  • Stress testing
  • Collect signed SBA documents
  • Title work, appraisal and environmental review

4. Decision

  • Present loan to committee
  • Loan approved or denied
  • Obtain SBA authorization

5. Loan Closing

  • Loan approval letter
  • Collect final documents prior to closing
  • Schedule loan closing
  • Loan closed and funded

6. Business Services

  • 1:1 Business consulting
  • Strategic Planning
  • Annual review
  • Technical assistance
  • Quickbooks
  • Social media/website
  • Human resources

Preparing for a Loan

Preparing for a small business loan can seem daunting. Especially if this is your first application or you’ve been denied with other lenders. We are here to help.

The Loan Application Checklist is a guide providing a list of the documents and information we will need to move you through the loan process. Depending on the type of loan you receive, the requirements could be different.  We will walk you through this every step of the way.

Why do we need this information?

Where others see risk, we see opportunity. In order to get you capital, we need to understand you and your business. The information we request will help us through this process. If you don’t have certain documents or financials, we can help you find the best route or provide templates to create them.

Additional resources to help you prepare:

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