Loan Types

No two businesses are alike, so we structure loans that work for your business, not someone else’s.

Our lending team is here to help you determine what loan works best for you and your business. As part of your lending experience, you will also have a business advisor as your ongoing partner to help you reach your business goals.

We offer multiple types of business loans including SBA Microloan, SBA 7a, and small business loans.

SBA Microloan

  • Loan up to $50k 
  • Terms up to 7 years
  • Access to EF Expert Network 
  • Ideal for start-ups and working capital for growth
Get Started

SBA 7a

  • Up to $750k
  • Terms up to 25 Years
  • Uses include equipment, inventory, working capital, real estate and business purchases
Get Started

Small Business Loans

  • Up to $750k
  • Terms up to 10 Years
  • Uses include equipment, inventory, working capital, real estate, gap financing and business purchases
  • Amortizations to 25 years
Get Started

“Duluth Coffee Company started in 2011 from a $10,000 Microloan from EF. We wouldn’t be here without it. Since, additional Microloans have given us access to needed working capital that has grown our production from 100 lbs. To 400 lbs. Of coffee per day.” - Eric Faust, Owner of Duluth Coffee Company”

Duluth Coffee Company | Duluth, MN

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